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Money Talk

Many young people feel overwhelmed when thinking about their finances, one key area of personal development is money management. Therefore, CAYSH partnered with The Money Charity to deliver a Money Management workshop for young people to start thinking about how to face their financial future head on. This workshop taught young people how to make the most of their money and achieve financial freedom. The Money Charity covered topics like budgeting, saving and investing as well as debt reduction strategies.

We held The Money Talk workshop in TURF Projects, Whitgift Shopping Centre. TURF Projects is an artist space within Croydon that also hosts a community project space free to use by the Croydon locals. TURF is a busy creative space with lots going on every week, check it out! (

We had 2 young people from CAYSH volunteer, they helped set up the workshop and guided guests to the workshop.

Rabeela from The Money Charity delivered the workshop which focused on shaping their financial future, saving, credit and borrowing and where to find financial advice. The young people gained insight into building a budget, basics for banking and understanding their payslips. The workshop was beneficial in providing focused financial advice on everyday money.

Define earnings, expenses and find tools to budget

  • Income: Your income is the money that you earn from your job, investments and other sources.

  • Expenses: Your expenses are all of the things that you spend money on each month.

  • Budgeting Tools: If you find yourself spending more than you earn, try using a budgeting tool to help manage your finances. A good budgeting tool can also help you make sure that there's enough money set aside for any unexpected expenses (like car repairs) or special purchases (like gifts).

Budgeting tools

Budgeting tools are a good way to start. They can help you track your spending, identify areas where you can save money, and they're free!

There are a number of budgeting tools out there on the web that can be used either on your phone or computer:


As you have seen, there are many ways to save money and make it last longer. But some of them might seem complicated and even boring. However, from the young people’s feedback we found that the workshop taught them how to keep track of payments, the importance of saving and different ways to manage money. We hope to continue to partner with the Money Charity in the future and create more ways to manage money.

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